"Mistaken" Foreclosure Or Felony Criminal Conduct?


“Mistaken” Foreclosure Or Felony Criminal Conduct?

Posted by Karl Denninger

Oh, the Tampa Bay fishwrapper tries to claim that this was a “foreclosure” on the wrong house:

SPRING HILL — Charlie and Maria Cardoso are among the millions of Americans who have experienced the misery and embarrassment that come with home foreclosure.

Just one problem: The Massachusetts couple paid for their future retirement home in Spring Hill with cash in 2005, five years before agents for Bank of America seized the house, removed belongings and changed the locks on the doors, according to a lawsuit the couple have filed in federal court.

Let me be clear: To foreclose on something you must first be holding a mortgage on that thing.

Bank of America did not “foreclose” on anything as the home in question was purchased for cash and thus owned free and clear. 

Bank of America had no more right to be present upon that property for any purpose whatsoever than a crack dealer, gangster or other street thug.

The firm, by their proxies acting at their direction, allegedly unlawfully broke into someone’s home, stole their possessions and destroyed them, and then unlawfully denied the rightful owners access to their own property.

In the State of Florida (and many other states), if you do this while someone is present in their home, you are presumed to be acting with the intent to do great bodily harm or worse, and the occupant(s) are authorized under the Castle Doctrine to use deadly force to stop you.

Bank of America will undoubtedly claim it was all an “innocent mistake.” 

But that’s not likely to hold water if this allegation proves up:

The bank had an incorrect address on foreclosure documents — the house it meant to seize is across the street and about 10 doors down — but the Cardosos and a Realtor employed by Bank of America were unable to convince the company that it had the wrong house, the suit states.

In other words Bank of America allegedly was told they were attempting to seize the wrong house and yet did it anyway.


This looks like criminal conduct to me with the line being crossed when the bank refused to listen to their own Realtor who told them they had the wrong house.

If I was to try such a stunt myself I would be lucky if I was not filled full of .40 caliber holes by the occupants of said home and I would deserve exactly that fate for not only attempting to seize the wrong house but intentionally and willfully ignoring warnings that I was trying to seize the wrong house.

Of course when you’re a big TARP’D bank and everyone in our government including the President himself has declared that you are effectively above the law things are just a bit different than when you’re an ordinary person with an obligation toward law and order.

This is the bank’s alleged reply:

“We have reached out to the Cardosos’ representatives and hope to have the opportunity to work with them to properly assess and address their allegations,” the statement said. “We are reviewing the allegations in the lawsuit, the actual events that led to them and the causes of those events, and will consider any hardship that resulted.”

Bank of America will consider

Bank of America will assess?

How about this response to your lawyering jackasses:

Blow it out your ass Bank of America.

This is MY reply and is addressed to ALL AMERICANS:

Do you support this sort of crap?  Is this what AMERICA stands for?  Breaking and entering into someone’s PAID IN CASH home DESPITE being warned they had the wrong house, stealing and destroying the contents thereof and other acts that, were you or I to engage in them would rightfully result in felony prison time – or worse?

If you do not, then you have an affirmative obligation to not only not do business with these SPECIFIC Banksters yourself but also to refuse to do business with anyone who does.

Further, YOU have an affirmative obligation if you live in this area and honor the rule of law to DEMAND that the District Attorney bring FELONY CRIMINAL CHARGES against everyone involved up and down the line for the unlawful act of entering upon this property, taking and destroying the contents therein and unlawfully denying the rightful owners access to their home.

Mistakes stop being innocent errors when you are told of your mistake and yet continue pursuit of your wrongful conduct, and if this newspaper account is accurate that is exactly what happened.